Smart subrogation starts with better identification

Every recovery opportunity begins with identification — and getting that step right can make all the difference. Traditional subrogation programs often depend on questionnaires or member outreach to uncover potential third-party liability. It’s a process that works, but it can be slow, reactive, and prone to missed opportunities.

At Carelon, we see it differently. Opportunity shouldn’t depend on chance — or on waiting for someone to fill out a form. By combining data, intelligence, and automation, we’ve reimagined how subrogation opportunities are discovered. Our approach brings speed, precision, and confidence to every stage of identification, reducing friction for members while increasing value for health plans.

A connected, data-driven approach

Rather than relying on isolated data points, Carelon connects insights across multiple sources to form a fuller picture. This layered perspective helps uncover recovery opportunities that might otherwise go unnoticed — faster and earlier in the process.

Through intelligent automation and predictive analytics, we can identify potential leads with greater accuracy and far less manual touch. The result is a smoother experience, fewer member inquiries, and a higher likelihood of recovery.

Precision that drives results

Every claim tells a story. When technology and expertise work together, those stories become clearer. Carelon’s multi-faceted identification process uses predictive intelligence to identify meaningful opportunities sooner — allowing teams to act strategically and confidently.

By minimizing manual work and limiting member involvement, we not only improve efficiency but also enhance the overall experience for everyone involved. It’s a smarter, more connected way to approach recovery.

Why it matters

Health plans today need solutions that deliver results without adding burden. With Carelon’s advanced subrogation identification, they gain a partner that sees what others miss — driving more precise recoveries, faster outcomes, and stronger financial performance.

Because when identification starts smarter, everything that follows gets stronger.